Club Direct Travel Insurance Review

Club Direct Travel Insurance Review

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With worldwide pandemics an the increasing possibility , choosing the right Travel Insurance have never been more essential. The wrong choice now could have disastrous repercussions if you have to claim whilst abroad.

Comparing numerous policy terms and conditions can be daunting as well as time consuming. Our independent rating and review highlights the important points we think you should know about when choosing your next travel insurance policy.

Once you have read this review of Club Direct Travel Insurance and compared polices using our unique search facility, you will have all the information you need to make an informed choice.

Who are Club Direct Travel Insurance

Club Direct is part of the Collinson Group of companies the same as columbus direct. The policy is underwritten by Optimum Underwriting Ltd, who are underwriting agents for Ageas Insurance Ltd. Optimum underwriting are authorised and regulated by the Financial Conduct Authority

How to Buy Travel Insurance from Club Direct Travel Insurance

Click on the website link to go directly to the insurance providers website. Visit Club Direct Travel Insurance's Website and Get a Quotation direct

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How Club Direct Travel Insurance 's Policies have been ranked using our star rating formula?

Click on the white bars on the right side of the policy boxes below. Expand the content to view star ratings of all policies offered by Club Direct Travel Insurance.

Single Trip Policy Ratings Click to Expand

found no policies available for this section.
Club Direct Single Trip Insurance Review

Backpacker Policy Ratings Click to Expand

found no policies available for this section.
Club Direct Backpacker Insurance Review

Annual Policy Ratings Click to Expand

found no policies available for this section.
Club Direct Annual Insurance Review

Longstay Policy Ratings Click to Expand

found no policies available for this section.
Club Direct Longstay Insurance Review
  • Five star policies cover all Primary (core) sections and all Secondary sections under a travel policy.
  • Cancellation cover is above the level of the market average
  • Other Core Sections of cover are either at or above the levels of the market average.
  • Secondary sections of cover are either at or above the levels of the market average.
  • Five star policies provide additional cover benefits over and above standard policies.
  • Five star policies include scheduled airline and/or end supplier failure as standard.
  • Five star policies include natural catastrophe cover, either as standard, or as an option.
  • Premiums are the most competitive in relation to the cover provided.
  • Have clear and consumer friendly, policy wording and explanations of cover.
  • The alcohol exclusion is more customer friendly than the market average.
  • The standard excess is below the level of the market average.
  • Four star policies cover all Primary (core) sections and all Secondary sections under a travel policy.
  • Four star policies have cancellation cover at or above the market average.
  • Four star policies may have a maximum of one core and one secondary section, or two secondary sections of cover lower than the market average or the excess may be above the market average.
  • Four star policies may provide additional cover benefits.
  • Four star policies may not automatically include cover for scheduled airline or end supplier failure.
  • Premiums are competitive in relation to the cover provided.
  • Have clear and consumer friendly policy wording and explanations of cover.
  • Three star policies cover all Primary (core) Sections, but may not offer baggage and money cover as standard.
  • Three star policies have some core covers lower than the market average, or up to one secondary sections of cover missing.
  • Three star policies may have some secondary covers lower than the market average.
  • Three star policies may not provide scheduled airline/end supplier failure cover, or only offer it as an option.
  • The Insurer, may not provide quotations across the full range of scenarios tested.
  • The standard excess may be higher than the market average.
  • Two star policies generally provide cover that is below the market average and/or have Primary (core) and Secondary sections of cover missing from their policies.
  • Two star policies may not offer baggage/money cover.
  • Premiums tend to be much lower than the market average due to the low levels of cover provided.
  • The Standard Excess is higher than the market average.
  • The Insurer may not provide quotation across the full range of scenarios tested
  • Policy wordings may not be as consumer friendly as other Insurers

Key Points you need to know about Club Direct Travel Insurance's policy wording

We are currently Awaiting Details of Key Points for this provider.
Travel Insurance with Covid Cover

Club Direct Travel Insurance's Mystery Shopping Ratings

That's Insurance have spent some time mystery shopping on club-direct-travel-insurance-review's website. The policy wording, website, customer service/buying process have been carefully reviewed and each section awarded a user friendly score, which you can see below.

Policy wording - Marks are awarded for Layout, Readability ,Terminology, Communication and Appropriate information.

Website - Marks are awarded for Layout/Navigation, Access to important information e.g. policy wordings, Clear Explanation/Comparison of policies, including limitations, Frequently asked questions.

Customer Service – Marks are awarded for the Buying process, Customer Service, Clear Quotations, Access to important information/Comparison of quotes.

The scores have been calculated as an overall percentage and shown on the three gauges. You can see how Club Direct compares to the industry average. The higher the percentage the better the company performs in each area.

Policy Wording

(layout, readability, terminology)

Awaiting user friendly score

Website

(layout, navigation, access to information)

Awaiting user friendly score

Customer Service

(clear quotes, buying process, customer service)

Awaiting user friendly score

Pro's and Con's for Club Direct Policies

We've highlighted Pro's and Cons for Club Direct , click on the white bars on the right side of the boxes below. Expand the content to view pros and cons of all policies offered by Club Direct Travel Insurance.

No Pro's

No Con's

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What Cover do Club Direct policies offer.

We've listed below cover levels for policies offered by offered by To scroll through all policies, click on the arrows on the left and right of policy name section.

No Policy Found

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Sample Quotes from Club Direct Travel Insurance.

We are currently Awaiting Details of quotes for this provider.

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